Smith Insurance & Bonds was founded in 2009 by Matthew Smith in Fort Myers, Florida. From the beginning, the firm has focused on serving emerging and established contractors with business operations concentrated throughout the State of Florida. Our reputation is providing our clients with reliable and practical solutions to their surety needs and providing an advantageous combination of cost, coverage and service of insurance programs.

Smith Insurance & Bonds has offices in Fort Myers and Jacksonville, Florida and is a member of the Florida Surety Association, as well as the Florida Association of Independent Insurance Agents.

Meet Our Team

Matt Smith, Founder

A graduate of Illinois State University, Matt began his career working for a powerful Midwest firm, JL Hubbard Insurance & Bonds. During his tenure, Matt gained valuable experience in the construction insurance and surety bond industry. A graduate of the prestigious National Association of Surety Bond Producers William J. Angell Surety School, Matt and his wife moved to Florida where he continued his career with a general lines agency, prior to forming Smith Insurance & Bonds in 2009.

Maria Irion, Jacksonville Office

After cofounding a premier contractors licensing examination preparation school and contractors consulting companies in the Southeast, Maria understands contractors and the challenges that they face with licensing, as well as setting up and running a construction business on a daily basis, including the need for insurance and bonds.

Jessica Gehm, Client Services

With more than ten years of surety bond experience, Jessica takes great pride in delivering excellent client service. Whether it is preparing payment and performance bonds, reviewing workers’ compensation experience, or issuing certificates of insurance, Jessica takes great pride in her ability to deliver what clients need, when they need it.

Our Mission

Smith Insurance & Bonds strives to provide a mutually rewarding surety and insurance experience to our clients, in a professional, optimistic and ethical manner.

Why We Are Different

We work fast, understand the construction industry, have an array of resources and know what is required for you to benefit. We speak our client’s language. Smith Insurance & Bonds has been working with contractors for almost 20 years. We, like you, understand how to read a construction/commercial/state contracts and know the importance of the agreement, and the impact it has on your bottom line.

Resources are key to any viable business. Good financial presentation is a must for a contractor, and is the first step in obtaining surety credit. In addition to our deep array of surety company relationships, Smith Insurance & Bonds has a group of construction-oriented CPAs ready to start the process of properly organizing your financial information. In addition to surety resources, Smith Insurance & Bonds has a wide variety of insurance carriers to meet your needs.




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2039 West First Street, Suite 7
Fort Myers, Florida 33901