Personal Insurance Policies
Home insurance can help protect your home’s physical structure, your belongings and most importantly, your family. The details of your coverage will depend on which Florida policy you choose. You can also get added protection. Most home insurance policies do not include protection from flood damage. If you are interested in safeguarding your home from floods, think about purchasing a separate flood insurance policy.
Condo owners are responsible for keeping themselves and their personal belongings safe. The policy would cover personal property, liability, guest medical, reimbursed living expenses, building property protection and loss assessment.
A personal umbrella policy is a type of insurance that provides liability coverage over and above your automobile or homeowners policy. If your liability coverage is not enough to pay for the damages of an accident you cause or a visitor’s injuries on your property, a personal umbrella insurance policy kicks in right where your underlying policy’s coverage leaves off. Download and fill out our Liability Questionnaire, and we will respond to you within 24 hours. You can also call our office directly and we can help you.
Florida is a no-fault insurance state. If you are injured in an accident, your car insurance will pay your medical costs up to your policy’s limits, regardless of who caused the accident. The minimum limits for Florida car insurance coverage are: $10,000 for no-fault or personal injury protection (PIP) insurance.